Nakon krize izazvane COVIDOM – 19, počeli smo zaista da se upoznajemo sa svojim navikama i potrebama. U procesu izlaženja na površinu svih naših “normalnih” rituala usledila su i velika iznenađenja. Pandemija nas je naučila mnogo čemu kada je reč u upoznavanju sebe, kao i kada je reč o našem odnosu prema novcu. Zahvaljujući navikama koje smo razvili tokom vremena provedenog kod kuće uspeli smo da otkrijemo neke ključne stvari o našem trošenju novca za vreme pandemije, ali i nakon nje. U nastavu ti otkrivamo koje smo to stvari naučili o trošenju novca tokom karantina i čega treba da se pridržavamo.

Osnovni troškovi su samo oni esencijalni

Da te je neko pitao pre par meseci šta su za tebe, kao i za mene, osnovni troškovi, lista bi zaista bila dugačka. Naravno osnovni troškovi uvek su bili stanovanje, komunalije i namirnice, ali odmah iza njih su odlasci kod frizera, depilacija i nokti. Tek u ovakvim situacijama shvatiš šta su ustvari tvoje minimalne potrebe i koliko ti je stvarno dovoljno. Kriza nam je pokazala koje su to “bitne” stvari bez kojih totalno možemo, ali i male stvari, koje smo zanemarivali, a mogu da nam unaprede način života. Ovih dana trošili smo mnogo više novca na namirnice, jer smo jeli kod kuće, ali sigurno si primetila da si čak i tada imala više novca na raspolaganju, nego onda kada jedeš napolju. U izolaciji su me činile srećnom namirnice za koje sam izdvojila malo više novca nego što bih inače to uradila, ali one su razlog zašto sam postala mnogo uzbuđenija oko kuvanja. Osećaj za neophodnom kupovinom tokom krize doprineo je da vodim mnogo uravnoteženiji i zdraviji život nakon nje.

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A small disclaimer here – which should be applied to all my posts really – is that I’m amateur at all this. I’m still learning, and my approach is quite holistic, so I won’t be talking about how to make a roast chicken last for five meals or how to feed a family of four for £25/week. What I can do is share with you what is working for us so far, what we find doable and how reducing our food waste has (surprise surprise) reduced our spend too. We’re quite a foodie family, striking a balance between frugal and yum is important to us. This is how we do it at the moment: 1) Don’t put too much pressure on yourself to cook something from scratch every night. Plan for a couple of low key, easy meals that won’t result in you staring at some Bok Choy that you’re supposed to be marinating and thinking ‘fuck it, let’s get a takeaway’. 2) Try to get past the mindset of having meat for every meal. There are loads of other reasons to do this, but it can work out a lot cheaper – some personal faves are falafels in a toasted pitta with hummus & salad and ratatouille with cous cous and grilled halloumi. 3) Try to do 3/4 of your ‘big shopping’ at Lidl or Aldi, if you have one locally. The other 25% of the time, I use Ocado. I know it has a reputation as the most indulgent, middle-class option, but their intro offer is brilliant, their multi-buys are fab, especially on meat, they often have insane baby events where jumbo packs of pampers are BOGOF and if you only shop once a month they will try to tempt you back with frequent £15 vouchers that can be used on top of other offers. It’s definitely cheaper and better quality than Sainsbury’s. There’s also something to be said for the convenience of having it delivered and the excellent customer service. 4) Get a couple of freezer/store cupboard meals under your belt. Thin egg noodles with a sesame oil/fish sauce/soy soy sauce/lime juice dressing and some frozen stir fry veg and prawns is super quick, budget friendly and – I cannot stress this enough – ABSOLUTELY DELICIOUS. I budget for £70/week for a family of four including a bottomless husband and four year old and a 10 month old baby. Ctd in comments.

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Ulaganja u dom su bitna

Često dom gledamo kao motel, krevet u kom prespavamo, a već sutra rano ujutru krećemo na svoje nove misije, međutim u karantinu smo počeli da se upoznajemo sa idejom da je naš dom naše utočište. Ukoliko živiš sama, ili sa dečkom, vrlo je verovatno da još niste uložili novac u neki dobar, vredan komad nameštaja koji će potrajati narednih 10 godina, a možda ste baš sad u ovom periodu kod kuće shvatili da treba da birate praktičnije i kvalitetnije komade. Razbacana obuća ispred ulaznih vrata postala ti je bolna tačka dok si se spremala za dvadesetominutnu šenju oko zgrade, zato ćeš sada sigurno razmisliti u cipelarniku. Tvoj stan je tvoje utočište, zato vreme provedeno kod kuće treba da te opusti, osnaži i regeneriše za sve tvoje obaveze.

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Fun fact for all you fact fans. When I take a Meyers-Briggs type personality test at work I get ENFJ. When I take one at home I get ENFP. For people who haven’t spent years trying to find out who they are via the internet, that basically means that I can be organised in a work setting but the second I get home, it all turns to shit. Our household has always been fairly chaotic in a toast-in-the-car-on-the-way sort of way, and I’m not a fan of a Von Trapp style regimen for young children, but I have to concede that generally, it is easier to live frugally if you’re organised. So here are some tips for reluctant planners like myself, organisation 101 if you will. 1) Do a daily ‘stock take’ – basically a quick squizz at the fridge and in the cupboards to check what you’ve got/what needs using up. Any veg that’s just about to turn can be roughly chopped and shoved in the freezer, along with any herbs that you planned to use for that recipe but didn’t get round to it. 2) I’ve spoken about meal planning, but more specifically my approach is to sort of create a ‘capsule fridge’ – plan for recipes that use some of the same ingredients to as not to have to buy millions of different sorts of veg – for example, plan for chicken fajitas and beef chilli, and split a pack of peppers between the recipes, or buy a bigger pack of prawns and use for Thai noodles and paella. Doing this has saved me cash and fridge space – and massively cut down waste. 3) Plan activities in advance – tickets for things are often cheaper ahead of time and having something planned means you won’t find yourself £10 lighter at soft play every Sunday afternoon. That’s about all I got so far. I told you I wasn’t a natural at this.

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